The Daily Mail has picked up on a Radio 4 MoneyBox programme I happened to listen ..and nearly have a crash to...this week: it seems that a change in your status from married to divorced is likely to see an immediate rise in your insurance premiums of over 20%. Outrageous as it seems, there appears to be a common understanding by insurers of you being a greater risk if you are no longer married. Stay single by all means, but don't marry then return to being single, as that's where the problem will arise.

Apparently one justification is that you are likely to be driving more (for example transporting your child to the other parent for contact visits) or going off to new places on dates!  It certainly seems a rather random assumption for insurers to make.

One listener phoned in and suggested that once divorced, there'd be no risk of a good old marital row at the wheel, you should be considered a safer bet. I must say I agree.

Whilst you might think the answer lies in just not saying anything to your insurer: why is it any business of theirs anyway, apparently you are obliged under the terms of your policy to notify all material changes as they occur.

On a practical note, for those soon-to-be-divorced people working out what their future outgoings are going to be, so that maintenance figures can be agreed, its important to factor in that 20%+ premium hike.  Its certainly worth letting your solicitor know before the numbers are finalised.